FAQs

What are 3 month bad credit loans?

3 month bad credit loans do offer speedy and temporary fiscal assistance, so as to let you deal with your temporary requirements. The loan amount made available to you is altogether based on your income and repaying ability.

What are the requirements to get the approval?

At least to be in a position to avail the loans, you do need to own an active checking account and that your age should be more than 18 years. Other than these, you do require to have a full time job and that your source of income should be fixed and stable.

What are the documents requisite?

If your loan application is indeed sanctioned, then the lenders will ask you to offer certain documents such as recent salary stubs, bank statements, identity proof and so forth.

When can I apply for 3 month loans?

The good thing about these loans is that you can apply for the loans at any point of time. As a matter of fact, all that you have to do is to fill in the information in a simple online form and follow the instructions.

At what time can I expect to receive the cash?

The loan amount applied for certainly gets approved within a short span of time. To a large extent, the loan amount you are in need of is made available to you inside 24 hours, which then gets deposited into your bank account.

How is that I can repay the money borrowed?

Once you have made use of the loans and the repayment tenure gets over, the lenders will then deduct the amount automatically from your bank account.

What if I am not in any position to pay back the loans?

If you are indeed having a difficult time making payments, then you must contact the lenders, without much of any delay. By reaching out to the lender before the due date will of course  enable you to work out a repayment plan with the lender.  You may have to pay some additional late fees as well.  It would be best never to apply for the loans, if you are not financially stable.  To avoid any hassles, it is always ideal to make the payments on time and in full.

Representative APR Example :

Borrow £200 for 28 days. The total charge for credit is £50. Interest is fixed at a rate of £50 per £200 loan (326% per annum). The Total Repayable is £250. Representative 1734% APR